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They often lack skills, such as tech know-how or marketing smarts. They may underestimate health care and other start-up costs. And they profiles risk gambling retirement savings on a venture that may go belly-up. "People tend to romanticize self-employment. They think everyone will wind up like Steve Jobs," the Apple Computer co-founder, says Jules Lichtenstein, a senior policy adviser at profiles AARP, the seniors' advocacy group. Despite the risks, more older workers are coming to entrepreneurship's rescue, chasing self-employment because of: * Corporate layoffs. profiles Boomers want the security of being their own bosses when corporations are slashing payrolls, tossing fiftysomethings into a dicey labor market. One-third of AARP members work, and many need to work beyond the traditional retirement age of 65. "It's one of our pillars of retirement income," Lichtenstein says. |
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